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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,163 | $64,729-5.5% | $112,263-45.5% | $68,490-10.7% |
| Participation rate | 90.2% | 67.2%+23.0pp | 75.1%+15.1pp | 67.9%+22.3pp |
| Annual return | -21.57% | -11.40%-10.2pp | 27.49%-49.1pp | -7.85%-13.7pp |
| Employer contribution / active EE | $408 | $2,746-85.1% | $3,636-88.8% | $2,597-84.3% |
| Participant deferral / active EE | $2,752 | $3,566-22.8% | $4,729-41.8% | $4,028-31.7% |
| Admin fee / account holder | $2,396 | $5,222-54.1% | $6,410-62.6% | $5,403-55.7% |