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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,854 | $78,705+2.7% | $117,860-31.4% | $70,124+15.3% |
| Participation rate | 78.8% | 73.2%+5.6pp | 79.7%-0.9pp | 69.5%+9.2pp |
| Annual return | 19.19% | 23.30%-4.1pp | 335.10%-315.9pp | 73.14%-54.0pp |
| Employer contribution / active EE | $1,946 | $2,223-12.5% | $3,786-48.6% | $2,342-16.9% |
| Participant deferral / active EE | $5,083 | $3,297+54.2% | $4,482+13.4% | $3,332+52.6% |
| Admin fee / account holder | $1,421 | $5,065-72.0% | $8,021-82.3% | $4,645-69.4% |