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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,127 | $115,814+143.6% | $101,275+178.6% | $158,982+77.5% |
| Participation rate | 90.0% | 79.4%+10.6pp | 75.8%+14.2pp | 82.0%+8.0pp |
| Annual return | 12.71% | 56.16%-43.4pp | 46.48%-33.8pp | 302.99%-290.3pp |
| Employer contribution / active EE | $12,264 | $4,176+193.7% | $3,660+235.1% | $4,763+157.5% |
| Participant deferral / active EE | $5,580 | $4,958+12.5% | $4,371+27.7% | $5,983-6.7% |
| Admin fee / account holder | $1,129 | $7,249-84.4% | $5,948-81.0% | $11,252-90.0% |