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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,397 | $111,535+259.9% | $105,223+281.5% | $137,256+192.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 13.27% | 237.85%-224.6pp | 180.65%-167.4pp | 220.34%-207.1pp |
| Employer contribution / active EE | $20,827 | $3,939+428.7% | $3,689+464.7% | $4,156+401.1% |
| Participant deferral / active EE | $8,297 | $5,500+50.9% | $5,072+63.6% | $6,407+29.5% |
| Admin fee / account holder | $12,859 | $9,721+32.3% | $8,859+45.2% | $12,270+4.8% |