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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,696 | $90,530+22.3% | $76,030+45.6% | $145,897-24.1% |
| Participation rate | 71.4% | 74.4%-3.0pp | 69.1%+2.4pp | 80.3%-8.9pp |
| Annual return | 13.85% | 625.08%-611.2pp | 361.54%-347.7pp | 552.29%-538.4pp |
| Employer contribution / active EE | $3,134 | $3,319-5.6% | $2,688+16.6% | $4,663-32.8% |
| Participant deferral / active EE | $11,026 | $5,164+113.5% | $4,257+159.0% | $6,689+64.8% |
| Admin fee / account holder | $9,551 | $8,383+13.9% | $6,421+48.8% | $13,390-28.7% |