Filed May 22, 2023
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PCS RETIREMENT, LLC3 years Service code 12 · EIN 23-3038464 | Consulting (general); Participant loa... | $11,792 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,797 | $50,199-58.6% | $70,092-70.3% | $66,914-68.9% |
| Participation rate | 56.5% | 66.3%-9.9pp | 70.5%-14.0pp | 69.8%-13.3pp |
| Annual return | -15.15% | -13.85%-1.3pp | 190.73%-205.9pp | 1.58%-16.7pp |
| Employer contribution / active EE | $994 | $1,864-46.7% | $2,559-61.1% | $2,544-60.9% |
| Participant deferral / active EE | $2,579 | $3,112-17.1% | $3,849-33.0% | $4,237-39.1% |
| Admin fee / account holder | $136 | $600-77.2% | $6,267-97.8% | $593-77.0% |