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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,780 | $117,895+90.7% | $102,460+119.4% | $145,897+54.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 9.06% | 31.92%-22.9pp | 29.47%-20.4pp | 552.29%-543.2pp |
| Employer contribution / active EE | $4,615 | $3,619+27.5% | $3,025+52.6% | $4,663-1.0% |
| Participant deferral / active EE | $1,676 | $5,736-70.8% | $5,056-66.9% | $6,689-75.0% |
| Admin fee / account holder | $6,452 | $13,353-51.7% | $9,460-31.8% | $13,390-51.8% |