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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,894 | $136,860+90.6% | $120,344+116.8% | $154,746+68.6% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 15.71% | 21.38%-5.7pp | 20.30%-4.6pp | 172.34%-156.6pp |
| Employer contribution / active EE | $4,615 | $3,533+30.6% | $3,020+52.8% | $4,379+5.4% |
| Participant deferral / active EE | $2,280 | $5,793-60.7% | $5,135-55.6% | $6,730-66.1% |
| Admin fee / account holder | $6,022 | $15,393-60.9% | $12,742-52.7% | $14,365-58.1% |