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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,894 | $124,425+109.7% | $112,040+132.9% | $137,256+90.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 15.71% | 24.72%-9.0pp | 24.52%-8.8pp | 220.34%-204.6pp |
| Employer contribution / active EE | $4,615 | $3,411+35.3% | $2,954+56.2% | $4,156+11.1% |
| Participant deferral / active EE | $2,280 | $5,718-60.1% | $5,098-55.3% | $6,407-64.4% |
| Admin fee / account holder | $6,022 | $15,207-60.4% | $12,098-50.2% | $12,270-50.9% |