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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,139 | $72,396+327.0% | $67,511+357.9% | $145,959+111.8% |
| Participation rate | 75.0% | 76.9%-1.9pp | 72.9%+2.1pp | 80.3%-5.3pp |
| Annual return | 17.40% | 7194.07%-7176.7pp | 3517.41%-3500.0pp | 561.95%-544.5pp |
| Employer contribution / active EE | $0 | $3,071-100.0% | $2,733-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $6 | $4,781-99.9% | $4,000-99.8% | $6,689-99.9% |
| Admin fee / account holder | $2,799 | $5,538-49.5% | $3,999-30.0% | $13,398-79.1% |