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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,139 | $72,426+326.8% | $67,560+357.6% | $145,897+111.9% |
| Participation rate | 75.0% | 76.9%-1.9pp | 72.9%+2.1pp | 80.3%-5.3pp |
| Annual return | 17.40% | 7226.78%-7209.4pp | 3533.50%-3516.1pp | 552.29%-534.9pp |
| Employer contribution / active EE | $0 | $3,074-100.0% | $2,737-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $6 | $4,785-99.9% | $4,004-99.8% | $6,689-99.9% |
| Admin fee / account holder | $2,799 | $5,514-49.2% | $3,994-29.9% | $13,390-79.1% |