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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,165 | $81,446-7.7% | $103,374-27.3% | $80,874-7.1% |
| Participation rate | 41.8% | 66.9%-25.1pp | 74.5%-32.8pp | 67.6%-25.9pp |
| Annual return | 15.75% | 25.57%-9.8pp | 24.89%-9.1pp | 35.62%-19.9pp |
| Employer contribution / active EE | $2,506 | $3,107-19.4% | $3,869-35.2% | $2,756-9.1% |
| Participant deferral / active EE | $0 | $3,870-100.0% | $5,058-100.0% | $4,297-100.0% |
| Admin fee / account holder | $14,872 | $6,715+121.5% | $8,394+77.2% | $6,935+114.4% |