Retirement plan

ALLIANCE HOLDINGS, INC. EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST

Name: ALLIANCE HOLDINGS, INC. - ALLIANCE HOLDINGS, INC. EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST (2016) Form 5500
Creator: ALLIANCE HOLDINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ALLIANCE HOLDINGS, INC. EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST, ALLIANCE HOLDINGS, INC.

ALLIANCE HOLDINGS, INC.EIN 23-2795681Plan #001PY 2016

1021 OLD YORK ROAD, 3RD FLOOR - ABINGTON, PA 19001215-706-0873allianceholdings.comLinkedIn1-10 employeesventure capital & private equity

Other plans on this EIN

1 filing

#002Retirement-$29.5M assets

Prospect flagsLow returnsLow assets / participantWind-down / frozen

How to read this page

Total assets (EOY)

$76.1M

-4.5% from 2015

Total participants

9,609

-16.2% from 2015

Average account balance

$7,916

+13.9% from 2015

Annual return

-1.07%

-15.53 pp from 2015

Benchmarks

See 142 peers

Peer group

Industry55 - Management of Companies and Enterprises

Plan typeDefined contribution

Participants1,000-4,999

Cohort142 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$63.56M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$10K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

6,246

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

61.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-1.04%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 7 by compensation

Provider	Service type	Compensation
GROOM LAW GROUP1 year Filed as: GROOM LAW GROUP, CHARTERED Service code 29 1701 PENNSYLVANIA AVE NW · WASHINGTON, DC 20006	Legal	$681,552
MORGAN LEWIS2+ years Service code 17 · EIN 23-0891050	Pension Consulting	$420,385
THE HOFFMAN GROUP2+ years Service code 17 · EIN 34-0834304	Pension Consulting	$285,376
CROWE LLP2+ years Filed as: CROWE HORWATH Service code 64 · EIN 35-0921680	Recordkeeping Fees	$124,324
BUTCHERJOSEPH & CO.1 year Service code 34 101 S HANLEY RD STE 1450 · SAINT LOUIS, ME 63105	Valuation (appraisals, etc.)	$37,500
BDO USA, LLP2+ years Service code 10 · EIN 13-5381590	Accounting	$27,940
STOUT, CAUSEY & HORNING, P.A.2+ years Filed as: STOUT RISIUS ROSS Service code 34 · EIN 38-3003685	Valuation (appraisals, etc.)	$17,925

Plan features & details

Pension benefit codes2P2I

Plan features

2I
Stock bonus
Stock bonus plan.
2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.

Opportunity flags

3 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
InformationalWind-down / frozen
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.

Expense breakdown

Schedule H Part II

Admin total

$1.7M

$984 / participant

Other / not subdivided$2M100.0%

% of EOY assets

2.169%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BDO USA, LLP
Auditor EIN: 135381590
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$7,916

$107,045-92.6%

$108,745-92.7%

$63,975-87.6%

Participation rate

100.0%

81.9%+18.1pp

77.7%+22.3pp

71.1%+28.9pp

Annual return

-1.07%

18.14%-19.2pp

46.22%-47.3pp

48.65%-49.7pp

Employer contribution / active EE

$1,009

$2,651-61.9%

$3,323-69.6%

$2,182-53.8%

Participant deferral / active EE

$4,292-100.0%

$5,121-100.0%

$3,356-100.0%

Admin fee / account holder

$172

$67+155.8%

$6,144-97.2%

$70+143.8%

Provider

Service type

Compensation

GROOM LAW GROUP1 year

Filed as: GROOM LAW GROUP, CHARTERED

Service code 29

1701 PENNSYLVANIA AVE NW · WASHINGTON, DC 20006

Legal

$681,552

MORGAN LEWIS2+ years

Service code 17 · EIN 23-0891050

Pension Consulting

$420,385

THE HOFFMAN GROUP2+ years

Service code 17 · EIN 34-0834304

Pension Consulting

$285,376

CROWE LLP2+ years

Filed as: CROWE HORWATH

Service code 64 · EIN 35-0921680

Recordkeeping Fees

$124,324

BUTCHERJOSEPH & CO.1 year

Service code 34

101 S HANLEY RD STE 1450 · SAINT LOUIS, ME 63105

Valuation (appraisals, etc.)

$37,500

BDO USA, LLP2+ years

Service code 10 · EIN 13-5381590

Accounting

$27,940

STOUT, CAUSEY & HORNING, P.A.2+ years

Filed as: STOUT RISIUS ROSS

Service code 34 · EIN 38-3003685

Valuation (appraisals, etc.)

$17,925

ALLIANCE HOLDINGS, INC. EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ALLIANCE HOLDINGS, INC. EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion