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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,359,603 | $156,398+769.3% | $147,318+822.9% | $138,895+878.9% |
| Participation rate | 91.3% | 83.8%+7.5pp | 82.1%+9.2pp | 79.9%+11.4pp |
| Annual return | 11.44% | 78.75%-67.3pp | 70.43%-59.0pp | 145.39%-134.0pp |
| Employer contribution / active EE | $16,769 | $4,853+245.5% | $4,593+265.1% | $4,194+299.8% |
| Participant deferral / active EE | $13,873 | $8,237+68.4% | $7,906+75.5% | $6,396+116.9% |
| Admin fee / account holder | $93,393 | $14,976+523.6% | $13,708+581.3% | $12,562+643.4% |