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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,359,603 | $154,228+781.6% | $145,433+834.9% | $137,256+890.6% |
| Participation rate | 91.3% | 83.8%+7.5pp | 82.1%+9.2pp | 80.0%+11.3pp |
| Annual return | 11.44% | 74.59%-63.2pp | 66.58%-55.1pp | 220.34%-208.9pp |
| Employer contribution / active EE | $16,769 | $4,804+249.1% | $4,554+268.2% | $4,156+303.5% |
| Participant deferral / active EE | $13,873 | $8,216+68.8% | $7,897+75.7% | $6,407+116.5% |
| Admin fee / account holder | $93,393 | $14,344+551.1% | $13,129+611.3% | $12,270+661.1% |