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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,112 | $101,063-82.1% | $81,473-77.8% | $147,585-87.7% |
| Participation rate | 42.1% | 74.5%-32.3pp | 68.0%-25.9pp | 82.8%-40.7pp |
| Annual return | 15.69% | 32.41%-16.7pp | 38.78%-23.1pp | 578.58%-562.9pp |
| Employer contribution / active EE | $766 | $3,206-76.1% | $2,568-70.2% | $4,876-84.3% |
| Participant deferral / active EE | $1,602 | $4,242-62.2% | $3,537-54.7% | $5,439-70.5% |
| Admin fee / account holder | $1,285 | $5,812-77.9% | $4,561-71.8% | $10,886-88.2% |