Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: GFP INVESTMENT SERVICES INC. Service code 26 · EIN 45-4901170 135 EAST BROAD STREET · BETHLEHEM, PA 18018 | Advisory (Participants) | $6,149 |
Service code 15 · EIN 01-0233346 P.O BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $26 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,016 | $38,365+145.1% | $84,637+11.1% | $65,186+44.2% |
| Participation rate | 12.0% | 55.7%-43.7pp | 68.2%-56.2pp | 70.2%-58.2pp |
| Annual return | 25.40% | 32.00%-6.6pp | 258.82%-233.4pp | 29.39%-4.0pp |
| Employer contribution / active EE | $246 | $1,258-80.5% | $2,653-90.7% | $2,177-88.7% |
| Participant deferral / active EE | $435 | $2,278-80.9% | $3,900-88.9% | $3,514-87.6% |
| Admin fee / account holder | $356 | $451-21.2% | $4,914-92.8% | $847-58.0% |