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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,408 | $157,296+149.5% | $141,191+177.9% | $152,897+156.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.59% | 64.34%-44.8pp | 71.41%-51.8pp | 345.43%-325.8pp |
| Employer contribution / active EE | $12,287 | $5,262+133.5% | $4,736+159.4% | $4,764+157.9% |
| Participant deferral / active EE | $15,782 | $7,111+122.0% | $6,710+135.2% | $5,851+169.7% |
| Admin fee / account holder | $82,680 | $12,125+581.9% | $10,264+705.5% | $11,599+612.8% |