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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,002 | $190,879-64.9% | $160,009-58.1% | $134,532-50.2% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.0%-11.3pp | 81.2%-14.6pp |
| Annual return | -10.68% | 552.63%-563.3pp | 408.85%-419.5pp | 418.27%-428.9pp |
| Employer contribution / active EE | $781 | $4,995-84.4% | $4,225-81.5% | $4,741-83.5% |
| Participant deferral / active EE | $3,540 | $6,924-48.9% | $6,183-42.7% | $6,401-44.7% |
| Admin fee / account holder | $10,278 | $10,495-2.1% | $8,715+17.9% | $11,429-10.1% |