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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,849 | $208,088-33.8% | $186,193-26.0% | $154,746-10.9% |
| Participation rate | 60.0% | 80.0%-20.0pp | 77.1%-17.1pp | 80.7%-20.7pp |
| Annual return | 14.42% | 89.97%-75.6pp | 78.03%-63.6pp | 172.34%-157.9pp |
| Employer contribution / active EE | $534 | $4,340-87.7% | $3,918-86.4% | $4,379-87.8% |
| Participant deferral / active EE | $5,669 | $7,078-19.9% | $6,513-13.0% | $6,730-15.8% |
| Admin fee / account holder | $4 | $11,698-100.0% | $11,058-100.0% | $14,365-100.0% |