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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,070 | $107,363-4.9% | $92,909+9.9% | $152,897-33.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 21.77% | 145.63%-123.9pp | 109.44%-87.7pp | 345.43%-323.7pp |
| Employer contribution / active EE | $1,689 | $4,222-60.0% | $3,653-53.8% | $4,764-64.5% |
| Participant deferral / active EE | $5,857 | $4,848+20.8% | $4,238+38.2% | $5,851+0.1% |
| Admin fee / account holder | $1,419 | $7,082-80.0% | $5,795-75.5% | $11,599-87.8% |