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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,002 | $176,786-28.7% | $146,643-14.1% | $167,536-24.8% |
| Participation rate | 86.4% | 83.6%+2.7pp | 80.1%+6.3pp | 82.1%+4.3pp |
| Annual return | 7.07% | 24.04%-17.0pp | 22.75%-15.7pp | 478.82%-471.7pp |
| Employer contribution / active EE | $930 | $5,161-82.0% | $4,137-77.5% | $4,839-80.8% |
| Participant deferral / active EE | $4,418 | $6,440-31.4% | $5,506-19.8% | $6,342-30.3% |
| Admin fee / account holder | $1,541 | $13,262-88.4% | $10,280-85.0% | $12,315-87.5% |