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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,400 | $73,978-2.1% | $96,515-25.0% | $75,173-3.7% |
| Participation rate | 79.5% | 66.4%+13.0pp | 74.3%+5.1pp | 67.2%+12.2pp |
| Annual return | 12.28% | 26.72%-14.4pp | 35.73%-23.4pp | 160.72%-148.4pp |
| Employer contribution / active EE | $3,167 | $2,931+8.1% | $3,740-15.3% | $2,671+18.6% |
| Participant deferral / active EE | $2,192 | $3,660-40.1% | $4,880-55.1% | $4,126-46.9% |
| Admin fee / account holder | $4,050 | $5,219-22.4% | $6,735-39.9% | $5,651-28.3% |