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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,188 | $112,933-12.2% | $90,970+9.0% | $158,982-37.6% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 12.43% | 215.82%-203.4pp | 134.60%-122.2pp | 302.99%-290.6pp |
| Employer contribution / active EE | $2,941 | $2,893+1.7% | $2,122+38.6% | $4,763-38.2% |
| Participant deferral / active EE | $5,741 | $4,128+39.1% | $3,373+70.2% | $5,983-4.1% |
| Admin fee / account holder | $813 | $8,047-89.9% | $5,961-86.4% | $11,252-92.8% |