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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,545 | $48,364+56.2% | $71,796+5.2% | $62,881+20.1% |
| Participation rate | 23.7% | 60.6%-36.9pp | 69.1%-45.4pp | 69.3%-45.6pp |
| Annual return | 5.85% | 13.16%-7.3pp | 78.04%-72.2pp | 20.14%-14.3pp |
| Employer contribution / active EE | $409 | $1,042-60.8% | $1,924-78.8% | $2,281-82.1% |
| Participant deferral / active EE | $1,413 | $2,091-32.4% | $2,794-49.4% | $3,203-55.9% |
| Admin fee / account holder | $510 | $3,771-86.5% | $4,815-89.4% | $4,296-88.1% |