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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,541 | $154,193+17.1% | $130,045+38.8% | $139,466+29.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 13.62% | 32.51%-18.9pp | -137.30%+150.9pp | 373.66%-360.0pp |
| Employer contribution / active EE | $10,239 | $5,292+93.5% | $4,321+136.9% | $4,754+115.4% |
| Participant deferral / active EE | $10,311 | $6,709+53.7% | $5,820+77.2% | $6,712+53.6% |
| Admin fee / account holder | $909 | $13,989-93.5% | $10,600-91.4% | $11,409-92.0% |