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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,429 | $138,114-80.1% | $125,391-78.1% | $134,545-79.6% |
| Participation rate | 53.3% | 84.5%-31.2pp | 82.4%-29.1pp | 81.2%-27.9pp |
| Annual return | 0.00% | 750.88%-750.9pp | 572.41%-572.4pp | 418.37%-418.4pp |
| Employer contribution / active EE | $1,389 | $5,246-73.5% | $4,816-71.2% | $4,742-70.7% |
| Participant deferral / active EE | $4,628 | $7,801-40.7% | $7,448-37.9% | $6,401-27.7% |
| Admin fee / account holder | $304 | $11,570-97.4% | $10,009-97.0% | $11,431-97.3% |