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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,170 | $85,171-20.0% | $172,752-60.5% | $72,975-6.6% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 4.64% | 27.32%-22.7pp | 802.97%-798.3pp | 81.01%-76.4pp |
| Employer contribution / active EE | $4,218 | $3,324+26.9% | $5,144-18.0% | $2,440+72.9% |
| Participant deferral / active EE | $3,278 | $3,260+0.5% | $5,198-36.9% | $3,608-9.1% |
| Admin fee / account holder | $808 | $5,880-86.3% | $13,955-94.2% | $5,124-84.2% |