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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,950 | $181,896-69.2% | $156,551-64.3% | $273,972-79.6% |
| Participation rate | 73.3% | 88.4%-15.1pp | 84.0%-10.7pp | 83.0%-9.7pp |
| Annual return | 5.47% | 30.74%-25.3pp | 32.23%-26.8pp | 41.46%-36.0pp |
| Employer contribution / active EE | $1,152 | $6,248-81.6% | $5,501-79.1% | $4,869-76.3% |
| Participant deferral / active EE | $3,563 | $5,550-35.8% | $4,871-26.9% | $5,287-32.6% |
| Admin fee / account holder | $1,501 | $15,560-90.4% | $13,028-88.5% | $10,133-85.2% |