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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,828 | $153,769-83.9% | $133,975-81.5% | $273,972-90.9% |
| Participation rate | 90.9% | 88.4%+2.5pp | 87.1%+3.8pp | 83.0%+7.9pp |
| Annual return | 8.17% | 36.51%-28.3pp | 29.29%-21.1pp | 41.46%-33.3pp |
| Employer contribution / active EE | $1,287 | $6,029-78.7% | $5,211-75.3% | $4,869-73.6% |
| Participant deferral / active EE | $3,938 | $6,958-43.4% | $6,282-37.3% | $5,287-25.5% |
| Admin fee / account holder | $2,322 | $11,765-80.3% | $9,324-75.1% | $10,133-77.1% |