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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,880 | $93,598-42.4% | $135,974-60.4% | $75,173-28.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 9.37% | 30.89%-21.5pp | 68.30%-58.9pp | 160.72%-151.3pp |
| Employer contribution / active EE | $7,047 | $3,538+99.2% | $4,859+45.0% | $2,671+163.8% |
| Participant deferral / active EE | $6,461 | $6,405+0.9% | $7,760-16.7% | $4,126+56.6% |
| Admin fee / account holder | $33,579 | $6,978+381.2% | $10,767+211.9% | $5,651+494.3% |