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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,466 | $91,559-52.5% | $133,971-67.6% | $79,852-45.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 15.44% | 61.85%-46.4pp | 45.09%-29.7pp | 31.72%-16.3pp |
| Employer contribution / active EE | $1,087 | $2,384-54.4% | $3,919-72.3% | $2,471-56.0% |
| Participant deferral / active EE | $1,915 | $3,734-48.7% | $5,047-62.1% | $3,740-48.8% |
| Admin fee / account holder | $632 | $6,321-90.0% | $8,929-92.9% | $5,306-88.1% |