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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,560 | $96,731-17.8% | $123,973-35.8% | $86,983-8.5% |
| Participation rate | 94.7% | 70.0%+24.7pp | 76.7%+18.1pp | 69.5%+25.2pp |
| Annual return | 19.41% | 17.33%+2.1pp | 388.13%-368.7pp | 25.83%-6.4pp |
| Employer contribution / active EE | $2,593 | $3,297-21.4% | $4,126-37.2% | $2,584+0.3% |
| Participant deferral / active EE | $3,811 | $4,152-8.2% | $5,247-27.4% | $4,194-9.1% |
| Admin fee / account holder | $1,838 | $8,722-78.9% | $11,799-84.4% | $7,856-76.6% |