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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,502 | $162,136+20.0% | $152,301+27.7% | $154,746+25.7% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 19.55% | 91.02%-71.5pp | 80.50%-61.0pp | 172.34%-152.8pp |
| Employer contribution / active EE | $1,144 | $4,890-76.6% | $4,624-75.3% | $4,379-73.9% |
| Participant deferral / active EE | $2,788 | $8,341-66.6% | $8,004-65.2% | $6,730-58.6% |
| Admin fee / account holder | $2,679 | $15,759-83.0% | $14,398-81.4% | $14,365-81.4% |