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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,278 | $198,457-57.5% | $170,435-50.6% | $147,586-42.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 9.02% | 257.30%-248.3pp | 205.94%-196.9pp | 578.59%-569.6pp |
| Employer contribution / active EE | $6,882 | $6,183+11.3% | $5,432+26.7% | $4,876+41.1% |
| Participant deferral / active EE | $6,934 | $5,629+23.2% | $4,939+40.4% | $5,439+27.5% |
| Admin fee / account holder | $3,749 | $16,852-77.8% | $13,881-73.0% | $10,886-65.6% |