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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,672 | $58,057+243.9% | $97,032+105.8% | $86,983+129.6% |
| Participation rate | 68.6% | 60.4%+8.2pp | 71.6%-3.0pp | 69.5%-1.0pp |
| Annual return | 13.30% | 22.26%-9.0pp | 35.38%-22.1pp | 25.83%-12.5pp |
| Employer contribution / active EE | $2,549 | $1,663+53.3% | $2,629-3.0% | $2,584-1.4% |
| Participant deferral / active EE | $3,449 | $3,244+6.3% | $4,672-26.2% | $4,194-17.8% |
| Admin fee / account holder | $7,589 | $4,839+56.8% | $9,418-19.4% | $7,856-3.4% |