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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,937 | $80,983+164.2% | $96,544+121.6% | $75,177+184.6% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 12.45% | 27.05%-14.6pp | 25.88%-13.4pp | 160.75%-148.3pp |
| Employer contribution / active EE | $4,789 | $2,282+109.8% | $2,966+61.5% | $2,671+79.3% |
| Participant deferral / active EE | $10,313 | $3,929+162.5% | $4,851+112.6% | $4,126+149.9% |
| Admin fee / account holder | $6,539 | $6,717-2.6% | $8,254-20.8% | $5,651+15.7% |