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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,444 | $95,188+230.3% | $76,518+310.9% | $135,379+132.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -2.66% | 4.85%-7.5pp | -0.27%-2.4pp | 519.79%-522.5pp |
| Employer contribution / active EE | $13,532 | $3,303+309.7% | $2,647+411.2% | $4,779+183.2% |
| Participant deferral / active EE | $8,970 | $4,640+93.3% | $3,836+133.9% | $5,609+59.9% |
| Admin fee / account holder | $2,436 | $6,249-61.0% | $4,849-49.8% | $10,828-77.5% |