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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,469 | $99,345-59.3% | $84,753-52.3% | $273,972-85.2% |
| Participation rate | 78.6% | 80.7%-2.1pp | 76.6%+2.0pp | 83.0%-4.4pp |
| Annual return | 7.82% | 22.93%-15.1pp | 22.78%-15.0pp | 41.46%-33.6pp |
| Employer contribution / active EE | $4,895 | $4,214+16.2% | $3,574+36.9% | $4,869+0.5% |
| Participant deferral / active EE | $1,378 | $4,270-67.7% | $3,712-62.9% | $5,287-73.9% |
| Admin fee / account holder | $2,615 | $6,645-60.7% | $5,333-51.0% | $10,133-74.2% |