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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,260 | $85,766+30.9% | $136,298-17.6% | $70,126+60.1% |
| Participation rate | 68.3% | 74.2%-5.9pp | 81.9%-13.6pp | 69.5%-1.2pp |
| Annual return | 14.98% | 31.46%-16.5pp | 5156.27%-5141.3pp | 73.15%-58.2pp |
| Employer contribution / active EE | $2,199 | $2,966-25.8% | $4,696-53.2% | $2,343-6.1% |
| Participant deferral / active EE | $6,530 | $5,051+29.3% | $6,247+4.5% | $3,332+96.0% |
| Admin fee / account holder | $1,620 | $5,421-70.1% | $9,244-82.5% | $4,645-65.1% |