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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,085 | $88,707-7.5% | $74,184+10.7% | $273,972-70.0% |
| Participation rate | 91.7% | 79.4%+12.2pp | 76.6%+15.0pp | 83.0%+8.7pp |
| Annual return | 0.00% | 11.94%-11.9pp | 17.74%-17.7pp | 41.46%-41.5pp |
| Employer contribution / active EE | $2,339 | $3,159-26.0% | $2,370-1.3% | $4,869-52.0% |
| Participant deferral / active EE | $9,083 | $4,212+115.7% | $3,550+155.9% | $5,287+71.8% |
| Admin fee / account holder | $471 | $8,717-94.6% | $5,586-91.6% | $10,133-95.4% |