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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,778 | $67,606-50.0% | $82,313-59.0% | $70,124-51.8% |
| Participation rate | 76.3% | 72.8%+3.5pp | 76.9%-0.6pp | 69.5%+6.8pp |
| Annual return | 20.01% | 21.57%-1.6pp | 25.88%-5.9pp | 73.14%-53.1pp |
| Employer contribution / active EE | $993 | $1,755-43.4% | $2,428-59.1% | $2,342-57.6% |
| Participant deferral / active EE | $1,429 | $2,987-52.2% | $3,706-61.4% | $3,332-57.1% |
| Admin fee / account holder | $573 | $4,512-87.3% | $5,608-89.8% | $4,645-87.7% |