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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,997 | $72,269+61.9% | $101,271+15.5% | $79,852+46.5% |
| Participation rate | 97.1% | 68.5%+28.7pp | 75.8%+21.3pp | 69.6%+27.5pp |
| Annual return | 13.48% | 22.29%-8.8pp | 46.48%-33.0pp | 31.72%-18.2pp |
| Employer contribution / active EE | $2,384 | $2,692-11.4% | $3,660-34.9% | $2,471-3.5% |
| Participant deferral / active EE | $7,040 | $3,282+114.5% | $4,371+61.1% | $3,740+88.2% |
| Admin fee / account holder | $942 | $4,401-78.6% | $5,948-84.2% | $5,306-82.2% |