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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,224 | $91,198-19.7% | $178,503-59.0% | $79,856-8.3% |
| Participation rate | 74.1% | 69.2%+4.9pp | 81.9%-7.9pp | 69.6%+4.4pp |
| Annual return | 26.90% | 24.20%+2.7pp | 151.12%-124.2pp | 31.71%-4.8pp |
| Employer contribution / active EE | $2,021 | $3,257-37.9% | $5,011-59.7% | $2,471-18.2% |
| Participant deferral / active EE | $4,786 | $3,237+47.9% | $5,202-8.0% | $3,741+27.9% |
| Admin fee / account holder | $1,314 | $6,748-80.5% | $13,987-90.6% | $5,306-75.2% |