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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,304 | $106,247-1.8% | $96,515+8.1% | $139,466-25.2% |
| Participation rate | 88.9% | 77.8%+11.0pp | 74.3%+14.5pp | 80.3%+8.6pp |
| Annual return | 5.05% | 38.47%-33.4pp | 35.73%-30.7pp | 373.66%-368.6pp |
| Employer contribution / active EE | $4,889 | $4,106+19.1% | $3,740+30.7% | $4,754+2.8% |
| Participant deferral / active EE | $2,940 | $5,456-46.1% | $4,880-39.8% | $6,712-56.2% |
| Admin fee / account holder | $3,813 | $7,885-51.6% | $6,735-43.4% | $11,409-66.6% |