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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,023 | $110,337+17.8% | $102,383+27.0% | $145,877-10.9% |
| Participation rate | 93.8% | 77.9%+15.8pp | 74.5%+19.2pp | 80.3%+13.4pp |
| Annual return | 26.61% | 24.83%+1.8pp | 24.94%+1.7pp | 551.28%-524.7pp |
| Employer contribution / active EE | $6,785 | $4,216+60.9% | $3,870+75.3% | $4,663+45.5% |
| Participant deferral / active EE | $3,451 | $5,621-38.6% | $5,060-31.8% | $6,691-48.4% |
| Admin fee / account holder | $10,805 | $9,750+10.8% | $8,391+28.8% | $13,402-19.4% |