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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,179 | $56,200-23.2% | $67,653-36.2% | $59,633-27.6% |
| Participation rate | 71.1% | 71.5%-0.4pp | 75.7%-4.6pp | 68.7%+2.4pp |
| Annual return | -2.98% | 18506.71%-18509.7pp | 6625.22%-6628.2pp | 2041.40%-2044.4pp |
| Employer contribution / active EE | $1,232 | $1,615-23.7% | $2,266-45.6% | $2,203-44.1% |
| Participant deferral / active EE | $2,541 | $2,843-10.6% | $3,560-28.6% | $3,192-20.4% |
| Admin fee / account holder | $647 | $3,959-83.6% | $4,821-86.6% | $4,297-84.9% |