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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,016 | $91,536-47.5% | $130,062-63.1% | $75,177-36.1% |
| Participation rate | 73.7% | 71.5%+2.2pp | 78.5%-4.8pp | 67.2%+6.5pp |
| Annual return | 15.70% | -631.62%+647.3pp | -137.37%+153.1pp | 160.75%-145.0pp |
| Employer contribution / active EE | $1,757 | $2,845-38.2% | $4,322-59.3% | $2,671-34.2% |
| Participant deferral / active EE | $2,592 | $4,343-40.3% | $5,821-55.5% | $4,126-37.2% |
| Admin fee / account holder | $1,108 | $6,780-83.7% | $10,601-89.5% | $5,651-80.4% |