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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,778 | $226,105-97.4% | $182,540-96.8% | $152,897-96.2% |
| Participation rate | 82.4% | 82.5%-0.1pp | 78.0%+4.4pp | 82.5%-0.1pp |
| Annual return | 27.32% | 192.58%-165.3pp | 148.58%-121.3pp | 345.43%-318.1pp |
| Employer contribution / active EE | $784 | $4,978-84.2% | $4,076-80.8% | $4,764-83.5% |
| Participant deferral / active EE | $1,030 | $6,370-83.8% | $5,525-81.4% | $5,851-82.4% |
| Admin fee / account holder | $1,012 | $10,706-90.6% | $8,593-88.2% | $11,599-91.3% |