Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,874 | $78,015-83.5% | $178,505-92.8% | $80,959-84.1% |
| Participation rate | 52.6% | 65.7%-13.0pp | 77.1%-24.5pp | 67.7%-15.0pp |
| Annual return | 13.86% | 18.10%-4.2pp | 27.16%-13.3pp | 35.67%-21.8pp |
| Employer contribution / active EE | $628 | $2,281-72.5% | $3,955-84.1% | $2,757-77.2% |
| Participant deferral / active EE | $1,034 | $4,406-76.5% | $6,280-83.5% | $4,300-76.0% |
| Admin fee / account holder | $1,765 | $7,160-75.3% | $10,428-83.1% | $6,925-74.5% |