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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,297 | $78,690-53.9% | $161,489-77.5% | $87,485-58.5% |
| Participation rate | 90.2% | 67.5%+22.7pp | 78.7%+11.5pp | 68.9%+21.3pp |
| Annual return | 11.39% | 32.74%-21.3pp | 89.72%-78.3pp | 26.06%-14.7pp |
| Employer contribution / active EE | $2,345 | $2,588-9.4% | $4,268-45.1% | $2,596-9.7% |
| Participant deferral / active EE | $2,677 | $3,311-19.2% | $5,630-52.5% | $4,274-37.4% |
| Admin fee / account holder | $5,795 | $6,724-13.8% | $16,006-63.8% | $7,775-25.5% |