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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,996 | $77,816-17.8% | $123,552-48.2% | $64,173-0.3% |
| Participation rate | 92.2% | 74.7%+17.4pp | 82.3%+9.9pp | 69.6%+22.6pp |
| Annual return | -5.94% | 12.49%-18.4pp | 119.20%-125.1pp | 7.63%-13.6pp |
| Employer contribution / active EE | $1,712 | $3,014-43.2% | $4,628-63.0% | $2,381-28.1% |
| Participant deferral / active EE | $5,071 | $5,240-3.2% | $6,426-21.1% | $3,470+46.2% |
| Admin fee / account holder | $1,021 | $5,519-81.5% | $9,285-89.0% | $4,887-79.1% |