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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,484 | $162,812-45.0% | $133,971-33.2% | $158,966-43.7% |
| Participation rate | 93.3% | 83.2%+10.1pp | 79.8%+13.5pp | 82.0%+11.4pp |
| Annual return | 17.86% | 41.94%-24.1pp | 45.09%-27.2pp | 302.95%-285.1pp |
| Employer contribution / active EE | $3,714 | $4,976-25.4% | $3,919-5.2% | $4,762-22.0% |
| Participant deferral / active EE | $8,517 | $5,910+44.1% | $5,047+68.8% | $5,983+42.4% |
| Admin fee / account holder | $1,589 | $11,741-86.5% | $8,929-82.2% | $11,250-85.9% |